Tag Archives: UDAP

2018 Consumer Protection Priorities of State Attorneys General

general
Attorneys general (AGs) are not only lawyers for their states; they are enforcers, regulators, and even public policy advocates. With a broad consumer protection mandate, a state AG is able to reach a wide range of industries that have a consumer touch. When joining in multi-state actions, and even more so those with public policy … Continue reading this entry

A Midyear Review Of State Attorney General Enforcement

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Senators, governors and state attorneys general are racing their campaigns toward election. While appealing to voters, attorney general candidates will inevitably target industries with positions and promises of using their state enforcement powers. How AGs will fare is partly a question of public policy, as seen, for example, with issues of data privacy, opioids and … Continue reading this entry

Settlement in Mortgage Discount Points Case Highlights Risk From Claimed Inconsistency Between Representations to Consumers and Actual Practices

Settlement
A recent settlement of deceptive practice allegations against Peoples Bank of Lawrence, Kansas, (Peoples) by the Board of Governors of the Federal Reserve System (Board of Governors) serves as a reminder that unfair or deceptive acts or practices (UDAP) claims may be triggered based on perceived inconsistencies between representations a consumer financial services institution makes … Continue reading this entry